This welcoming two bedroom, one bath home features a thoughtfully designed layout with a cozy wood-burning fireplace and a dedicated dining area enhanced by abundant natural light from a large patio door that opens to a private patio area. Conveniently located near shopping, restaurants, and Downtown. The home also offers easy access to the scenic Pajaro River Levee Trail, perfect for walking or biking! Enjoy a spacious backyard ideal for relaxing or entertaining, along with a separate gated side yard accessible from the main living area. Additional highlights include a natural gas forced air furnace and the no-requirement for flood insurance savings of of over $1,000+ per year. Community guidelines require one resident to be 55+, with a second occupant permitted at 45+. Non-resident owners may be of any age.