Welcome to 1421 Maria Ave., Spring Valley, CA 91977—VA assumable loan at 2.75% available on approved credit — a rare and valuable financing option! Home is designed for flexible multi-family living or rental income opportunities with separate entrances for both levels. This great investment is a remarkable 5 Bedroom, 4 Bathroom custom-built hillside estate offering breathtaking 270° panoramic views in the sought after neighborhood of Dictionary Hill that encompass Sweetwater Reservoir, Mount Miguel, the Pacific Ocean, and the Coronado Islands. Positioned atop a private, private driveway with scenic ascent that enhances both privacy and the spectacular view. This exceptional property caters to families, savvy investors, or multi-generational households seeking versatility, privacy, and an impressive scenery. The lower level comprises a 2BR/2BA unit, while the upper level presents a 3BR/2BA layout—ideal for long- or short-term rentals, or as a primary residence with additional income units, including potential use of the converted garage as an ADU or studio. The converted garage offers two versatile bonus rooms suitable for a home office, gym, storage, or further ADU conversion possibilities. The 3 decks—two of which are covered—provide seamless indoor-outdoor living and ample space for entertaining, all while enjoying sweeping views. Additional amenities include a whirlpool tub, tastefully tiled bathrooms, hardwood and luxury vinyl plank flooring, energy efficient 8 kw solar system and abundant dual-pane windows throughout, maximizing natural light and capturing the stunning vistas. Practical features such as under-deck storage for surfboards, kayaks, or tools, a dedicated laundry room with oversized utility sink, and an expansive driveway accommodating three or more vehicles offer enhanced convenience for residents and guests. Pet-friendly yard spaces surround the property, while central and portable AC and heating provide year-round comfort. Ideally located with convenient access to great schools (just 8.5 miles to SDSU), shopping centers, restaurants, entertainment venues, and major highways (CA-125, 54, 94), this home ensures an effortless commute and accessibility throughout San Diego. With no HOA or Mello-Roos fees, the property delivers outstanding value, combining comfort and convenience in an exceptional setting. VA assumable loan at 2.75% available on approved credit — a rare and valuable financing option! Do not miss the opportunity to make this stunning estate your new home. Schedule a private tour today to explore all the possibilities.