Two fully permitted, turn-key homes on one corner lot each with its own address, private access, and polished finishes. Ideally situated in Santa Cruz's sunny Banana Belt neighborhood, just minutes from Seabright Beach, Pleasure Point, Downtown, and local amenities. The recently renovated main home features wide-plank oak hardwood floors, professional texture, and a fully updated kitchen with quartz countertops, soft-close cabinetry, and new stainless appliances. The bathroom has been fully refreshed with new tile, vanity, Hansgrohe fixtures, and a marble shower surround. The 2BD/2BA ADU, built in 2023, offers vaulted ceilings, an open floor plan, two tub-shower combinations, and a NEM 2.0 1.9kW solar system with an EV-ready Level 2 charger outlet (NACS/CCS). Both units include in-unit stackable W/D, tankless natural gas water heaters, and upgraded stonework and landscaping. A rare offering with outstanding versatility ideal for a family compound, multigenerational living, income property, or a compelling 1031 exchange.