VA ASSUMABLE 3.25% LOAN!!! Perched on a bluff in Mission Hills overlooking Old Town, this rare top floor unit at The Terraces offers exceptional privacy. One of only two units in the complex with NO SHARED WALLS, this truly feels like a retreat with stunning panoramic views of the bay, airport, downtown, and Point Loma. Sun-filled interior with an open layout, wood floors, wood burning fireplace, and a recently remodeled kitchen featuring modern cabinetry, updated counters, and stainless appliances. Enjoy the views from the living room, dining area, kitchen, and private balcony.The community features a newly redone pool, peaceful hillside setting, and easy access to I-5, Old Town dining, and transit. Additional perks include a in-unit laundry, A/C, 2 assigned parking spots, and a dedicated large storage unit in the garage and a fitness center in complex! A rare combination of privacy, views, amenities, upgrades, and location!