Tucked away in a secure gated community in the heart of the College Area, this beautifully updated townhome offers a perfect blend of comfort, character, and functionality across three thoughtfully designed levels. The main floor is made for entertaining, featuring a bright and modern kitchen, a dedicated dining area, a cozy living room with a fireplace, and a convenient powder room. Upstairs, you'll find a spacious primary suite and a generously sized guest bedroom with its own full bath. The lower level provides a versatile bonus space with a large laundry/storage area, ideal for keeping your home organized. Enjoy the privacy of your own front yard and a spacious balcony overlooking the landscape, plus the ease of an attached 1-car garage and a separate assigned parking space. With low HOA fees covering water, trash service, landscaping, and common area maintenance, this home offers incredible value. The complex is both VA and FHA approved - and best of all, the property comes with an assumable VA loan at a 3.875% interest rate. This location is centrally located in San Diego with easy access to I-8 and HW-94. A short drive to downtown, the airport, Target, Sprouts, Trader Joes, Walmart, Mission and Fashion Valley Malls, and so much more. SDSU is just minutes away, and University Ave and El Cajon Blvd offer many restaurants and coffee shops right around the corner.