Seller financing available at 4.99%!! Location, location, location! Located just 3 homes away from the iconic Lunada Bay bluffs, this 4-bedroom, 3-bathroom home is perfectly positioned close to schools, restaurants, and scenic trails. Set back off the street, a large front yard welcomes you. Once inside, a relaxing living room awaits, complete with cozy fireplace and sliding glass doors that lead to a lushly landscaped, private backyard with fire pit and covered patio—perfect for seamless indoor-outdoor entertaining. The flexible floor plan includes an expansive chef’s kitchen, open dining area and a cozy family room that could be converted to a formal dining room or office. The entry level also includes direct garage access and a bright powder bathroom. The oversized driveway offers parking for up to six more vehicles. Upstairs, the spacious primary suite overlooks the lush backyard and features a walk-in closet and en-suite bathroom. Three additional light-filled bedrooms and an oversized full bathroom complete the second level. This exceptional lower Lunada Bay home captures the essence of California coastal living—offering comfort, style, and an unbeatable location just moments from the ocean.