Welcome to Pepperwood Villas. This is an end unit with three bedrooms upstairs, two bathrooms upstairs and a powder room downstairs. Granite countertops, soft close cabinets and drawers, stainless steel sink in the Kitchen. Matching Granite counters in all bathrooms, Laminate Wood Flooring downstairs and in all bathrooms. Carpeted stairs and bedrooms. Ceiling Fans in all Bedrooms and Dining Area. Large Coat Closet on the main floor. Two linen cabinets upstairs. The sliding glass door accesses the Patio which goes directly into the two-car garage. Upgraded patio with pavers and vinyl fencing on both sides so it's very private. The community offers a pool and spa and lots of green space. Neighborhood Park is within walking distance. This area offers lots of shopping and dining and is a short drive to the beautiful Oceanside Pier and Harbor. This property is eligible for 100% financing (with NO MI), 15k forgivable loan (no payments, no interest) for closing costs, rate buy-down and/or down payment.