Rare VA assumable loan at just 3.625% interest! Qualified buyers, veteran or non-veteran, may assume the seller's existing VA loan with an approximate balance of $536,000, a rare opportunity in today's market that makes owning near the ocean more attainable than ever. Enjoy breathtaking views of iconic Morro Rock and the Pacific Ocean from this 3 bedroom, 2 bathroom coastal home offering 1,566 square feet of living space on a 4,626 square foot lot. Start your mornings with coffee on the wrap around porch and unwind in the evenings with sunset views over the ocean. Inside, the functional layout features natural light, inviting living spaces and plenty of potential to update and personalize. The backyard offers room to entertain, relax and enjoy the fresh coastal air. A rare bonus is the side yard parking area with room for an RV or boat and full hookups including water, electric and sewer. Located just minutes from the beach, restaurants and everything Morro Bay has to offer, this home is ideal as a full-time residence, weekend getaway or coastal retreat. With panoramic views, a 3.625% assumable rate and valuable RV or boat parking at the new $895,000 price, this is the Morro Bay opportunity you've been waiting for. Buyer to qualify with the lender and verify all loan assumption terms.