Wellcome! This 3-bedroom, 2-bath home features a spacious open floor plan with vaulted ceilings and is ideally situated on a desirable corner lot. Enjoy southwest-facing exposure from the inviting front courtyard--perfect for capturing afternoon sun and mountain views. The living area offers a cozy fireplace, while the kitchen is designed with pull-out drawers for added convenience. The primary suite includes a large walk-in closet, dual vanities, and a walk-in shower. Two additional guest bedrooms, a full guest bath, and indoor laundry provide comfortable everyday living. Additional highlights include a newer AC and heating system, ensuring year-round comfort. Located in the desirable Watercolors 55+ community in the heart of the Desert, residents enjoy low HOA fees, a community pool and spa, and a clubhouse/meeting room. Conveniently close to shopping, dining, parks, and healthcare services. Watercolors is an income-restricted community. Buyer must occupy the property as a primary residence--no rentals, no cash purchases, and no investor buyers permitted. Financing must be secured through a lender familiar with the City of La Quinta Housing Authority program. This program includes a $103,000 silent second trust deed with the La Quinta Housing Authority (Buyer must be approved for $403k but you do not make payments on the silent second. So monthly payments are based on the $299k). Buyer must occupy the home as a primary residence--no rentals, no cash purchases, and no investors allowed. Buyers must meet income guidelines based on household size: 1 person 62,651 - 87,300: 2 people 71,601 - 99,750: 3 people 80,551 - 112,250: 4 people 89,501 - 124,700.