Charming coastal cottage ideally located on one of the best streets in Bird Rock w/great walkability to shopping, restaurants and schools. Elevated front yard provides privacy, enjoyment of lovely garden landscaping and tree lined street. Experience the warmth of this home upon entry with its oak floors, coffered ceilings and sunlit rooms. An inviting, spacious, landscaped courtyard awaits family enjoyment and entertaining. Flexible floorpan provides multiple options for the third bedroom as a home office or can be easily converted to a private, income-generating suite with kitchenette. A true gem, this lovely home welcomes casual beach living at its best. **Financing option: Seller may carry first loan up to 50% LTV at 5.5%; contact agent for details.***