?? EXCLUSIVE FINANCING PERK: Looking for lower monthly mortgage payment by hundreds of dollars? Seller is offering a substantial permanent interest rate buydown credit for owner-occupant buyers who utilize the seller's preferred lender! This massive incentive could save $200-$300 a month and is available for a limited time on successful offers accepted by September 30, 2026. (Incentive not available to institutional investors/flippers; buyer is under no obligation to use preferred lender to purchase the home). See Private Remarks for agent instructions. Stunning home with detached casita and massive financing incentive! This unique property features a 3BR/2.5BA main house with a large living room and see-through fireplace, plus a separate 1BR/0.75BA detached casita—perfect for guest housing or separate rental income. Located at the rear of a peaceful gated community for beautiful western views, you'll enjoy lower monthly holding costs with NO Mello-Roos and no high supplemental property taxes. Recent updates include brand-new stainless steel kitchen appliances (air fryer/convection hybrid), fresh paint, new vinyl wood flooring in the master suite, and fresh decomposed granite landscaping. Close to WinCo and Home Depot.