SELLER FINANCING IS AVAILABLE (which means that it offers qualified buyers a unique opportunity to purchase one of the best-located unit in this HOA without having full amount in cash). Step into a top-floor gem in Encino Oaks Homeowners Association where privacy meets personality. With no neighbors above, only one to the side, and just one below (talk about low-key living!), you'll enjoy a serene retreat that's as unique as it is affordable (you do need cash to purchase units in this HOA though). The open-concept kitchen, dining, and living room serve as the heart of the home - perfectly flanked by dual master bedrooms and bathrooms. Ideal for families, in-law cohabitation, or even a home office setup for those unexpected Zoom calls! Custom cabinetry and granite countertops will add a dash of elegance to your culinary adventures. Step out onto your private balcony overlooking a peaceful walkway. It's the perfect spot for morning coffee or evening wine. With plenty of closet space throughout and two covered parking spaces, you can finally stash all those extra items that you haven't used in ten years but still don't want to throw away and gourmet groceries from Trader Joe's (just a block away). Whether you're working out in one of the two gym facilities, challenging yourself on three private tennis courts, or taking a dip in a sparkling clean pool followed by a relaxing jacuzzi session, every day feels like a vacation here. With management right on site, two-story clubhouse, and freeway access that's second to none (Ventura Boulevard is just a minute away), everything you need is within reach.