Take advantage of a rare assumable FHA loan at just 4.75%, offering qualified buyers the opportunity for significant monthly payment savings compared to current market rates. Welcome to this beautifully maintained, move-in ready, two-story townhome offering a desirable open-concept floor plan and resort-style amenities. Ideally situated with views overlooking the community pool and spa, this home provides a relaxing backdrop from the main living areas. Interior highlights include a custom oversized kitchen island with a built-in wine rack, quartz countertops, luxury vinyl plank flooring, newer carpet, an in-unit laundry room, a private front patio, and ceiling fans throughout. The community offers exceptional amenities, including parks, a clubhouse, community center, and a dog park, making it easy to enjoy an active outdoor lifestyle. Parking is a standout feature with an attached two-car garage plus additional permitted parking. Conveniently located near shopping, dining, parks, walking trails, Otay Lake, and easy freeway access, this home combines comfort, convenience, and an outstanding location.