Seller offering a $10,000 credit toward buyer's interest rate buydown, subject to lender approval and terms of an accepted offer. Welcome home to this beautifully maintained 3-story residence in the sought-after Tapestry community of Otay Ranch. A fenced front courtyard and porch set the tone for the light-filled main-level living room with fireplace, which opens to a sleek kitchen featuring stainless steel appliances and a gas range before flowing seamlessly into a spacious dining area perfect for entertaining. A generous side yard adds outdoor living space rarely found in this floor plan. Upstairs, all three bedrooms, loft and the laundry room offer convenient one level living, including two full baths with dual sink vanities. The third level delivers a versatile oversized loft, ideal as a playroom, home office, or optional fourth bedroom. Central heat and air, wood, tile, and carpet flooring, tankless waterheater, tile roof, rain gutters, and a rear-facing 2-car attached garage round out the features. Enjoy resort style HOA amenities including a community pool, spa, BBQ area, clubhouse, and playground, all just steps from your door. Nearby top rated schools, neighborhood parks, and take advantage of quick access to SR-125 for an easy commute. Minutes to Otay Ranch Town Center for shopping, dining, and entertainment. Meticulously maintained and move-in ready, this is Otay Ranch living at its best.