Beautifully maintained 4-bedroom, 4-bath home in the highly sought-after Montecito community of Otay Ranch. Thoughtfully designed with a full bedroom and bath on the main level, this spacious floor plan offers flexibility as a guest suite, in-law suite, or home office. The open-concept kitchen flows seamlessly into the living and dining areas, while the upstairs loft provides additional space for a media room, office, or play area. Recent updates include fresh interior paint and brand-new carpet throughout, creating a truly move-in-ready home. This home is loaded with premium upgrades rarely found together: a QuietCool whole-home fan for effortless natural cooling, a 5-stage whole-home water filtration system with a 7-gallon storage tank, and a high-end epoxy-coated garage floor. The kitchen and bathrooms are served by a new Rinnai tankless water heater, paired with a whole-home water softener system for consistently clean water throughout. Energy independence is a standout feature the home includes an owned, fully paid-off 4.07 kW solar system integrated with two Franklin Backup Batteries. According to the seller, the battery financing may be assumable by the buyer, subject to lender approval. The seller further states this setup has kept electricity usage within SDG&E's lowest Tier 1 pricing year-round, providing potential utility savings and reliable backup power. Outside, enjoy beautifully landscaped, low-maintenance front and back yards, plus access to exceptional community amenities including parks, trails, a resort-style pool, fitness center, and clubhouse. Conveniently located near schools, shopping, dining, and freeway access, this is a rare opportunity to own a true turnkey, energy-efficient home in one of Chula Vista's most desirable neighborhoods.