Beautifully upgraded and thoughtfully designed, this spacious home in the heart of Otay Ranch offers the perfect blend of comfort, style, and functionality. The desirable floor plan features a private primary suite complete with a relaxing retreat area and a custom-built walk-in closet. A versatile third-floor loft with its own bedroom and full bathroom is ideal for guests, multigenerational living, or a private office space. The gourmet kitchen is the centerpiece of the home, showcasing a large island, quartz countertops, stainless steel appliances, abundant cabinetry, and a walk-in pantry. The adjoining family room features a cozy fireplace, creating the perfect space for entertaining or everyday living. Additional upgrades include plantation shutters throughout, turf landscaping in the front yard for easy maintenance, and solar panels on a PPA for energy efficiency. Enjoy resort-style community amenities, including- pool, spa,clubhouse, gym, pickleball and tennis courts. Enjoy all that the highly sought-after Otay Ranch lifestyle has to offer, including nearby parks, top-rated schools, shopping, dining, and more. This home combines luxury, comfort and community in one perfect package. Seller will consider buyer concessions with the right offer.