Welcome home to the Village of Montecito in Otay Ranch! On a quiet street, this inviting 4BR/3BA home offers 2,187 sq ft of elegant, comfortable living. A downstairs bedroom and full bath are perfect for guests or extended family. Soaring 9-ft ceilings, custom ceramic tile, recessed lighting and ceiling fans create a bright, welcoming flow. The island chef's kitchen is the heart of the home, with Corian counters, a custom backsplash, Whirlpool stainless appliances and a breakfast bar made for family meals. Upstairs, a cozy loft/TV lounge and office alcove join a convenient laundry room and a luxurious primary retreat with a walk-in closet, soaking tub and glass shower. Paid-off solar, upgraded insulation and a security system offer comfort and peace of mind. Gather in the private courtyard with paver patio and double gates. Finished 2-car garage. Low HOA includes the resort-style Montecito clubhouse, pool and gym. Near parks, schools, Otay Ranch Town Center and freeways.