Looking for a more affordable path to homeownership in today's challenging market? This Chico duplex offers a unique opportunity to make the numbers work, with an assumable FHA loan at just 5.75% and the added benefit of rental income to help offset your monthly mortgage payment. Live in one unit and collect rent from the other, making homeownership more attainable. The property features two separate units, each with 2 bedrooms, 1 bathroom, and approximately 915 sqft, for a total of about 1,830 sqft. Both units include a garage, private patio, fully fenced backyard, and interior laundry. Improvements include a 30-year comp roof approx. 5yrs new, gutters, laminate flooring, updated interior paint, an updated bathroom vanity, newer Central HVAC, many updated appliances, and more. One unit also offers RV access and parking. Located on a quiet cul-de-sac, the setting offers a comfortable residential neighborhood feel. Duplexes like this don't come along very often in Chico. If you've been looking for a way to get into a home while keeping monthly expenses more manageable, this is an opportunity worth exploring!