Reduce your monthly payment and make your dreams of homeownership come true. Seller will contribute $20,000 towards buyer's interest rate buydown! Lower interest rate and lower money payments for this Rancho Carrillo gem. Spectacular soaring ceilings greet you as you enter from the welcoming front porch. The floorplan features an open, airy living and dining area ideal for formal entertaining. A cozy tiled fireplace in the family room sets the mood for relaxed everyday living and opens seamlessly to the adjoining kitchen. The bright and sunny kitchen offers tons of workspace with granite countertops, a center island, refinished cabinetry, stainless steel appliances, and an abundance of recessed lighting. Upstairs, the spacious rear-facing primary suite serves as a private retreat with dual closets and a well-appointed, oversized bathroom. Two additional front-facing bedrooms share the upper level, along with a versatile loft that’s perfect for a home office, study area, or teen hangout. Step outside to the impressive rear patio where a metal pergola creates a covered outdoor living space surrounded by a semi-tropical setting—ideal for entertaining or unwinding at the end of the day. Additional features include central air conditioning, ceiling fans in all bedrooms and the loft, plantation shutters, vinyl plank flooring throughout the main level, and seller-owned rooftop solar that conveys with the home. Located in the sought-after Rancho Carrillo community and close to the highly rated Carrillo Elementary school. Ranch Carrillo residents enjoy access to a resort-style swim center with pool and spa, clubhouse, scenic hiking trails, and RV parking (subject to availability). Conveniently close to parks, shopping, dining, and top coastal amenities, this home offers the perfect blend of comfort, style, and Carlsbad living.