The first thing you notice is the ocean. The second is just how much of it you can see! Perched above the Cardiff coastline, this distinctive tri-level home captures a sweeping panorama of the Pacific from the moment you walk through the front door. The main living level makes the most of its remarkable setting. A vaulted great room wrapped in windows & French doors opens to an ocean-view terrace, while the kitchen is open to and overlooks the great room. A gas cooktop, double wall ovens, panel-front Sub-Zero refrigerator, farmhouse sink & granite counters add function & character, with custom built-ins bringing warmth to the room. One level down, the primary suite feels like its own retreat, with a private terrace draped in flowering vines & a beautifully appointed bath with a deep soaking tub, walk-in glass shower with mosaic pebble floor, & double vanity. Even the tucked-away reading nook looks out to the Pacific. The lower level adds another dimension to the home, with two bedrooms, a full bath, its own entrance, a full laundry room, garage access and a secluded walled courtyard garden. Its separation from the main living areas creates unusual flexibility for guests, extended family, work-from-home space or simply additional bedrooms. The street-level garage has been converted into a versatile finished space that can function as an optional 4th bedroom, home office, studio or flex space. A garage remains on the lower level, with the option to retain the current configuration or convert the upper space back to a garage. Distinctive, versatile, and unmistakably Cardiff.