Welcome to 200 Railroad Avenue in charming Ben Lomond a sunny retreat on approximately ¼ acre in the heart of Santa Cruz County. This 3-bedroom, 3-bath home plus a generous loft (ideal as a 4th bedroom) offers flexibility, warmth, and an alpine-inspired feel with vaulted ceilings and abundant natural light. One bedroom includes a private entrance and full bath, creating options for guests, multigenerational living, rental potential, or a dedicated office or studio. The remodeled kitchen and bathrooms provide modern comfort, complemented by thoughtful updates including upgraded electrical service, plumbing improvements, and a recently serviced septic system. A walk-in pantry and separate laundry room add valuable usable space beyond the recorded square footage. Outdoor living features a spacious rear deck suited for entertaining or relaxing in the built-in hot tub. The fenced yard offers a peaceful, secret garden setting with raised beds and room to unwind among the trees. The home is less than a mile from downtown Ben Lomond, close to river access and local swimming spots, and approximately 10 miles to Santa Cruz. Secondary access from Riverside Park Drive provides additional parking for extra vehicles, recreational gear, or an RV a rare convenience in this part of the valley.