RARE FINANCING & DOWN PAYMENT SAVINGS OPPORTUNITY - Assumable loan 5.625%, offers approx $1,000 saving on monthly payment compared to current market rates (subject to lender qualification). Loan balance is 794k, payment is $4587.26/month, 29 years remaining. DOWN PAYMENT SAVINGS- $799k purchase price minus loan balance of approx $794k leaves about a $6k difference. That means NO TRADITIONAL PERCENTAGE-BASED DOWN PAYMENT IS REQUIRED ON THE ASSUMED LOAN BALANCE OF $794k Buyer is only responsible for the difference of approximate 6k plus applicable closing costs. Lender advised seller there is NO LOAN ASSUMPTION FEE. Loan assumption is subject to lender approval and buyer qualification. Built in 2025, this beautifully upgraded 3-bedroom, 2.5-bath home with a two-car garage offers the perks of new construction, plus thoughtful enhancements throughout. All-new 2026 appliances convey, including refrigerator, dishwasher, washer, and dryer. Enjoy a whole-home five-stage water filtration system with reverse osmosis in the kitchen and unwind in the brand-new 2026 Finnish four-person sauna. Ideally located just minutes from the Village of Arroyo Grande and approximately 4 to 5 miles to Grover and Pismo Beaches, with easy access to shops, dining, and Central Coast charm.