**Buyers may be able to assume the current 2.75% interest rate loan!!** This Point Fermin gem is a showstopper with beautiful ocean views! From the moment you step into the warm and inviting foyer, greeted by a sweeping staircase, you'll feel the allure of this spectacular home. Picture holiday gatherings in the grand living spaces, each adorned with its own fireplace—a cozy touch for every occasion. The open concept kitchen is a chef's dream, boasting granite counters, a stylish island, stone backsplash, stainless steel appliances, and even a wine fridge. With two spacious living rooms and a formal dining area seamlessly connected to the heart of the home, it's the perfect canvas for creating new family memories. Just under 3,500 Sq. Ft., this residence offers four generously sized and private bedrooms. The fourth bedroom on the main floor, with double doors, offers flexibility as a study or library. . The primary suite is an oasis in itself, featuring a vaulted ceiling, pass-through fireplace, two walk-in closets, and a luxurious en suite bath complete with a stand-alone jetted tub and a custom stone walk-in shower. Step outside, and you'll discover a private backyard paradise—a trellis-shaded stone patio and a charming tree swing create an inviting space to bask in sunshine and lush surroundings. It's a fantastic spot for kids to play or for gardening enthusiasts to cultivate their green thumb. The views are nothing short of breathtaking, capturing the Marina, Harbor, Bridge, and City lights from various vantage points within the home. Practical elements blend seamlessly with the luxurious, with upgraded bathrooms and extra finished basement rooms perfect for playrooms, crafts, an office, a gym, or additional storage. This home is more than just living space; it's a rare find in the grandeur of Point Fermin. Close proximity to the beach, Point Fermin Bluffs, and Park adds to its allure.