No HOA! Lovely 3 Bedrooms/2.5 Baths home located in coveted Santa Fe Hills Community. This home boasts light and bright, freshly painted interior, updated white kitchen and baths, Jack and Jill bathroom, hardscaped front court yard and a spacious backyard, perfect for relaxation and entertaining. Community features Pool/Tennis Courts/Trails/. Conveniently located near Cal State SM, Palomar College, Many Dining and Entertainment Venues. Special financing "Affordable Home Mortgage" is available for qualified buyers, with closing costs assistance and with no MI. Home will only be shown by appt. on 3/16-17, 1-2:30 pm.