NO HOA. Lovely newer home (2004) conveniently located in downtown area, within walking distance to Flory Academy of Sciences and Technology, and market/shopping. This spacious home, located on a quite cul de sac street, has many upgrades, including granite counters, large kitchen island, stainless steel appliances including refrigerator, pantry and abundant cabinets, tile flooring, and dual pane windows creating a light and bright interior. Recessed lighting, built in media center alcove and raised hearth gas fireplace with mantle create an inviting Family Room. Separate laundry room is upstairs. The Master Suite has ample storage with mirrored wardrobe doors, walk-in closet, large tub and separate shower, as well as double tiled vanity. 2-car attached garage with direct access.