Inside tract location; largest 4 bedroom floorplan. This Monticello end unit townhome has a cozy beach cottage atmosphere, complete with dutch door that opens from the kitchen to private patio. Patio is perfect for morning coffee breaks or afternoon snacks. Kitchen has been redone with cottage white, custom cabinets. Downstairs fourth bedroom/den with custom built in book case, and sliding door to patio. Downstairs 3/4 bathroom. Spacious Living Room overlooks the friendly, expansive, green belt. Crown molding, and cottage white shutters accent Living room and Dining area. Dining area includes custom cabinet, perfect for displaying heirlooms and treasures. Upstairs large master bedroom is airy and bright with cottage white shutters and extra roomy with mirrored wardrobe closet. Bedrooms upstairs are spacious; front bedroom is extra large and over looks the courtyard/green belt. Direct access to 2 car garage and laundry closet from patio. New carpet and paint throughout provide a sophisticated, tranquil environment that makes this place feel like home. HOA include pool, spa, clubhouse and lush green belts. Located near OC Fairgrounds, Vanguard University, South Coast Plaza and some of the best beaches SoCal has to offer. This is a PUD, attached Single Family Home, not a condo. VA/FHA approved. Also, Bank of America has a special program for Monticello purchases. Up to $10.000 for down payment credit and $7,500 for closing costs. Wow!!!!!