***REDUCED****Charming home in Banning, 3 bedrooms (or a den with closets), 2 bathrooms, jacuzzi tub, hardwood floors and laminate. This home is approved for a NO down payment loan program through the State of California. Cozy vintage Franklin Stove in living room and formal dining room. The home has two independent entrances, perfect for potential rental of one bedroom and bath as income property. Very large flat lot with building addition potential for a guest house/casita. New roof, less than 2 years old. 4 different fruit trees. Very large covered and enclosed patio. Conveniently located within walking distance of elementary and middle schools and Gilman Ranch park area with beautiful view of Mount San Gorgonio. ****No Mello Roos - No HOA**** Best value in Banning - Standard sale, NOT a short-sale. Seller willing to contribute to buyer's closing costs. ***** Come see us soon.